Best net worth trackers in 2026, free and paid

Your net worth is everything you own minus everything you owe. A net worth tracker adds it up for you: it links or records your bank accounts, investments, property and debts, and shows the total over time.

Most net worth apps are built around budgeting. This guide looks at them from an investor’s side: how well each one tracks stocks, funds and crypto as well as cash and property. Prices and features come from the official pages, checked on 4 Nov 2026, and can change. It is general information, not financial advice.

For a free net worth overview with bank and broker links, start with getquin. For investments and dividends, Snowball Analytics. For property, private assets and family wealth in one place, Kubera.

Snowball Analytics Best for dividend income trackers Free plan, paid from $6.67 a month Read the review getquin Best for investors with several brokers and banks who want one view Free plan, paid from €7.50 a month Read the review Sharesight Best for dividend investors with several brokers Free plan, paid from $7.00 a month Read the review Delta Best for investors who hold both stocks and crypto Free plan, paid from $4.49 a month Read the review

Net worth trackers at a glance

App	Best for	Tracks	Free plan	Paid from
Snowball Analytics	Investors who want returns and dividends	Stocks, ETFs, funds, cash, custom assets such as property	Yes, 1 portfolio and 10 holdings	USD 6.67 a month billed yearly
getquin	A free overview of all your banks and brokers	Investments, bank accounts, net worth	Yes, unlimited connections	EUR 89.99 a year
Sharesight	Dividend and tax reports across brokers and countries	Stocks, ETFs, funds, crypto, cash accounts, property and other unlisted assets	Yes, 1 portfolio and 10 holdings	USD 7 a month billed yearly
Delta	Stocks and crypto in one app	Stocks, funds, crypto, commodities, forex	Yes, 10 tracked assets	USD 4.49 a month billed yearly
Kubera	Complex wealth: property, private assets, crypto, family	Almost anything you own or owe	No. 14-day free trial	USD 250 a year
Empower Personal Dashboard	A free US dashboard for retirement accounts	Bank, investment and retirement accounts, loans, cards	Yes, free	No paid plan for the dashboard
Monarch	Budgeting and net worth together	Bank accounts, investments, property, loans, cards	No. First week free	See the official pricing page

Prices are from each app’s official pricing page and our tool data. Taxes can be added at checkout, and prices can differ by country.

How we picked

We looked for apps that do three things well: link or import your accounts so you do not type every number by hand, include investments properly (not just a single balance), and show your net worth over time. We then checked each app’s official pages for its free plan, prices and what it can track. Snowball, getquin, Sharesight, Delta and Kubera also appear in our portfolio tracker ranking, where the scores on the cards above come from. The cards list the highest score first.

Snowball Analytics: best for investors who want returns and dividends

Snowball Analytics dashboard in light mode with cards for portfolio value, total profit, IRR and passive income yield, a donut chart and a table of asset classes. — Snowball's dashboard in light mode, from our own account (captured 30 Oct 2026): portfolio value, total profit, IRR and passive income yield at the top, then the split by asset class. Holdings are examples only, not recommendations.

Snowball Analytics is a portfolio tracker first. It works out your real return including fees and dividends, shows a dividend calendar, and breaks your holdings down by sector, country and asset class. For a net worth view, you can add cash accounts and custom assets such as deposits and property next to your investments.

Free plan: 1 portfolio, 10 holdings, 1 custom asset and cash accounts. You can import broker reports.
Paid: Starter from USD 6.67 a month billed yearly, adding unlimited holdings, 5 custom assets and broker linking. Investor and Expert allow more portfolios and unlimited custom assets. Every paid plan has a 14-day free trial with no card needed.
Suits: investors whose wealth is mostly in stocks and funds.
Less suited to: tracking day-to-day spending or many bank accounts.

Snowball Analytics diversification view in light mode, with a ring chart of asset classes for stocks, cash, other and bonds. — Further down the Diversification tab, asset classes split the portfolio into stocks, cash, other and bonds, so cash accounts and custom assets show up next to your investments. The split shown is an example only.

Snowball ranks first in our portfolio tracker ranking. See our Snowball Analytics review.

Try Snowball free for 14 days

getquin: best free net worth tracker for linking banks and brokers

getquin Investments view in light mode with broker tabs, the portfolio total and chart, a positions table, and an Allocation panel showing the total net worth. — getquin's Investments view in light mode, from our own account (captured 30 Oct 2026). The menu on the left has Net worth, Cashflow, Cash balance and Liabilities. Holdings are examples only, not recommendations.

getquin links your banks and brokers and adds them up into one net worth overview. Unusually, the free plan already includes unlimited bank and broker connections and real-time data. Prices are in euros.

Free plan: unlimited bank and broker connections, real-time data, a net worth overview and essential portfolio analysis.
Paid: Premium for EUR 89.99 a year adds AI portfolio analysis, dividend forecasts and a detailed allocation, with a 7-day free trial. Wealth for EUR 149.99 a year adds financial planning, goals and a retirement plan.
Suits: investors with several banks and brokers who want one free view.
Less suited to: anyone who wants deep company research or prices in US dollars.

getquin Premium Allocation card in light mode with a ring chart and the total net worth in the middle. — The Allocation card (Premium) on the Positions tab, from our own account (captured 30 Oct 2026): a ring chart of how the money is split, with the total net worth in the middle. Other tabs split it by type, region and sector.

See our getquin review.

Try getquin free

Sharesight: best for dividend and tax reports across brokers

Sharesight homepage in light mode showing a portfolio dashboard with value by market and a holdings table. — Sharesight's homepage in light mode, opened without signing in (captured 25 Oct 2026): a sample portfolio dashboard with value by market and a holdings table. The holdings are only an example, not recommendations.

Sharesight is a portfolio tracker that, by its own count, more than 200,000 investors use. It records trades, dividends and corporate actions automatically and covers 60+ stock exchanges. Its official features page says you can add cash accounts and property to get the full picture, and every plan can record unlisted investments. It does not list bank syncing or debts, so it shows your investment wealth rather than a full balance sheet.

Free plan: 1 portfolio and 10 holdings, counting closed positions. No tax reports on the free plan.
Paid: Starter from USD 7 a month billed yearly. Standard and Premium add more portfolios and reports such as future income and multi-currency valuation. A free trial is not mentioned on the pricing page, but free users get a demo portfolio with every report.
Suits: dividend investors with several brokers or holdings in more than one currency, and anyone who wants performance and tax reports.
Less suited to: budgeting, bank accounts or debts.

Sharesight performance view in light mode breaking the return into capital gain, dividends and currency. — The performance view on Sharesight's public pages splits your return into capital gain, dividends and currency, which helps if you hold stocks in more than one currency. The holdings are only an example.

See our Sharesight review.

Delta: best for stocks and crypto in one app

Delta by etoro PRO page in dark mode, with a phone mockup of the Portfolio Insights screen showing exchanges, asset location, portfolio P/E, risk and fees. — Delta's official PRO page (captured 22 Oct 2026). The page is dark and has no light version, so this image is dark too. The phone is Delta's own mockup, not our account, and the stocks shown are examples, not recommendations.

Delta tracks stocks, funds, crypto, commodities and forex in one app, and connects to brokers, exchanges and wallets. Its official pages focus on investments rather than bank accounts or property, so it gives you an investment net worth rather than a full balance sheet.

Free plan: Delta Basic, with 10 tracked assets, unlimited connections and limited insights.
Paid: PRO from USD 4.49 a month billed yearly for 40 assets, or PRO+ for unlimited assets and several portfolios. A lifetime PRO+ plan costs USD 299. Prices can vary by location.
Suits: investors who hold both crypto and stocks.
Less suited to: tracking property, cash or debts.

See our Delta review.

Kubera: best for property, private assets and family wealth

Kubera product mockup of a net worth and balance sheet dashboard in light mode on a laptop and a phone. — A product image of Kubera's net worth dashboard from its official homepage, in light mode (captured 28 Oct 2026). It is Kubera's own mockup, not our account.

Kubera is a net worth tracker in the purest sense: a personal balance sheet. It links banks and brokers around the world through several data providers, and when an institution does not connect, its Web Sync reads the numbers from that website. It also tracks crypto wallets and DeFi, private investments, real estate, vehicles, gold and other assets, in any currency.

Free plan: none. There is a 14-day free trial with every feature, and you choose a plan when it ends.
Paid: Essentials for USD 250 a year, a flat price whatever your wealth. Black adds tools for trusts, companies and several owners.
Suits: people with many kinds of assets, expats with money in several currencies, and families who want to share one view with an accountant or adviser.
Less suited to: beginners with one broker account, since the free trackers in this guide may already cover it.

See our Kubera review.

Try Kubera for 14 days

Empower Personal Dashboard: a free option for US accounts

The Empower Personal Dashboard is free. You can connect bank accounts, investment accounts, IRAs, 401(k)s, mortgages, loans and credit cards, and see your net worth, cash flow and a portfolio analysis. The account types it lists are US ones, so it suits US investors best.

Empower also sells paid wealth management. This guide covers only the free dashboard, not its paid advice. If you want an Empower alternative that is not tied to US accounts, getquin and Snowball are free to start.

Monarch: budgeting and net worth together

Monarch is a budgeting app with a strong net worth view. It brings together bank accounts, investments, credit cards, loans and property, and can pull home values from Zillow. It also has features for couples. There is no free plan: Monarch is paid, with your first week free and a money-back guarantee. It goes further on spending and budgets than the investor apps above, and less far on investment analysis.

How to choose

You mainly invest and want returns and dividends: Snowball Analytics.
You want a free overview of all your banks and brokers: getquin.
You want dividend and tax reports across brokers and currencies: Sharesight.
You hold stocks and crypto and want one app: Delta.
You own property, private assets or crypto, or share wealth with family: Kubera.
You are in the US and want a free dashboard for retirement accounts: Empower.
You also want to budget: Monarch.

Start with a free plan or trial before you pay. A net worth tracker shows where you stand. It does not tell you what to buy or sell.

Frequently asked questions

What is the best net worth tracker?

It depends on what you own. For investors, Snowball Analytics ranks first in our portfolio tracker ranking and getquin has the strongest free plan for linking banks and brokers. For property, private assets and family wealth, Kubera is built for the job.

Is there a free net worth tracker?

Yes. getquin’s free plan includes unlimited bank and broker connections and a net worth overview. The Empower Personal Dashboard is free for US accounts, and Snowball, Sharesight and Delta have free plans with limits on holdings.

What is a good Empower alternative?

getquin, Snowball Analytics and Kubera are the closest alternatives for investors. getquin and Snowball have free plans. Kubera is paid but tracks more kinds of assets and does not sell financial products.

How is net worth calculated?

Add up the value of everything you own, such as cash, investments, property and vehicles, then subtract everything you owe, such as a mortgage, loans and credit card balances. A tracker does this automatically from your linked and manual accounts.

Do I have to link my bank to use a net worth tracker?

No. Most apps also let you add accounts and assets by hand. Linking saves time and keeps balances current. If you link accounts, read the app’s security page first.

Research, not advice. This article explains how tools work. It is general information, not a recommendation to buy or sell any investment, and not personal advice. Investing puts your capital at risk and you can get back less than you put in. Prices and plans change, so check the official site before you pay.

Some links on this page are affiliate links. If you subscribe through them we may earn a commission, at no extra cost to you. We score every tool on the same published criteria, using facts from official pages and our own testing. How we make money. This page is general information, not personal investment advice.